Demanding General Secretary Election by KCP

Tag: budgeting

When the Weekend Calls, Your Wallet Responds

Last Friday I was scrolling through my phone, scrolling through a list of local gigs and a new pop‑up theatre show. I had a decent paycheck, but my bank balance was already dipping toward the red. The urge to say yes was strong, but I knew I had to keep my finances on track. That night I realised the trick isn’t to avoid fun, it’s to plan it.

Set a Fun Fund the Same Way You’d Set a Savings Goal

Start with a clear, monthly target. If you earn £2,500 net, aim to allocate 10%—£250—directly into a “Fun” account before…

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Choosing the Right Budgeting Framework

When you first start tracking expenses, the simplest method is the 50/30/20 rule: 50 % of income goes to essentials, 30 % to wants, and 20 % to savings. It’s easy to remember, but it can be too rigid if your rent is 60 % of your take‑home pay. In that case, tweak the percentages to 60/25/15. The key is to adjust the split so that every dollar is assigned a purpose before you spend.

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